When Should You Hire a Personal Injury Attorney?
If you’ve been injured in an accident, hiring a personal injury attorney can help you get fair compensation. In 2025, US accident victims recover an average of $77,000 with legal help, compared to $17,600 without. This guide explains when to seek legal help, how to choose the best lawyer, and what to expect in your case.
Top Situations to Hire a Personal Injury Attorney
- Severe injuries (broken bones, surgery, long-term care)
- Disputed liability (insurance or other party denies fault)
- Multiple parties involved (car accidents, product liability)
- Insurance company offers low settlement
- Permanent disability or loss of income
- Wrongful death cases
Benefits of Hiring a Personal Injury Attorney
- Maximize compensation for medical bills, lost wages, pain and suffering
- Negotiate with insurance companies
- Handle paperwork and deadlines
- Investigate and gather evidence
- Represent you in court if needed
How to Choose the Best Personal Injury Attorney
- Check experience with your type of case
- Review client testimonials and ratings
- Ask about fee structure (contingency, hourly, retainer)
- Meet for a free consultation
- Confirm state bar license and disciplinary history
Key Takeaways
- Hire an attorney for severe injuries, disputed liability, or low settlement offers
- Legal help can maximize your compensation
- Choose an experienced, reputable lawyer
Frequently Asked Questions
1. What is a contingency fee?
Attorney is paid a percentage of your settlement (usually 33–40%).
2. Do I pay upfront?
Most personal injury attorneys work on contingency—no fee unless you win.
3. How long do I have to file a claim?
Statute of limitations varies by state (usually 1–3 years).
4. What if the insurance company denies my claim?
Your attorney can negotiate or file a lawsuit.
5. Can I switch attorneys?
Yes, but you may owe fees for work already done.
6. What if I can’t afford a lawyer?
Contingency fee means no upfront cost; some offer free consultations.
7. What damages can I recover?
Medical bills, lost wages, pain and suffering, property damage.
8. How do I check a lawyer’s reputation?
Review state bar records, online ratings, and client testimonials.
Abdullah Javed is Editor at AmericaPolicy. He writes on legal, business, and finance topics with 10+ years of industry experience.